Insurance companies, as a rule, Beautiful a lot the worst. It seems they will do anything they can to avoid paying claims, even if they go so far as to drop customers who they believe may be Someday need to pay compensation. Case in point: A California resident’s homeowner had his insurance canceled because of a Chevrolet Corvair project on his property.
CJ Sveen still owns his first car, a 1966 Corvair which he is in the process of restoring. But Sven’s home insurance company, California Auto Union Insurance Group, claimed the “dilapidated car” was grounds for terminating his policy after apparently seeing it in a drone photo. Then, bizarrely, the insurance company denied flying drones over Sven’s property. from ABC7:
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It came as a shock. At first, he was told he had lost his insurance because “drone photos” taken on his property showed hazards in his yard. But the company did not show him the photos. Later he was told there was no drone, only aerial photos. He felt that she was intruding on his privacy, and there was no way to reinstate his policy.
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His house is not in a fire zone, and he has not filed a claim in 15 years. Instead, the notice stated that the CSA had found “debris, hazardous conditions, or a dilapidated tire or vehicle” in his yard.
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But the CSA later told Sven that it does not use drones, and “the company does not monitor insured property using drones.” It said in a letter that it might review “proprietary aerial imagery” to assess the risk. The company told 7 On Your Side that the images may have been taken by “fixed-wing aircraft or satellite.”
Whether by drone, plane or satellite, the idea of insurance companies monitoring their customers’ belongings is alarming. So does the idea of a car project that excludes someone for home insurance—and that decision is made unilaterally, without warning or recourse. If you have a project car in your house, you’ll probably throw it under a tarpaulin when you’re not working on it. You never know who’s watching.
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